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Access to and use of this site is provided by MMTB Pty Ltd. (ABN 48 154 810 858).
MMTB Pty Ltd. provides use of this site on the following conditions: -

If you access this site you agree to these terms and conditions
We reserve the right to change the terms and conditions at anytime by posting changes online
You are responsible for informing yourself of any changes by regularly reviewing these pages.
If you access the site after changes have been posted you agree to all changes
(including those which you are then unaware have been posted)


General Disclaimers
The use of this site is at your own risk. MMTB Pty Ltd, its affiliates or any of their
respective employees, agents, third party content providers or licensors makes no implied representation or warranty
about, or shall be liable, in contract, tort (including negligence), or otherwise, for any direct, indirect, special or
inconsequential loss, damages or reliance in connection with this site, its use, its content or any products or services
(including our products and services) referred to on this site. This includes (but is not restricted to) loss or damage
you might suffer as a result of any of the following:

Your reliance on the completeness, accuracy, suitability or currency of the site or its contents
Failure or delay of performance in operation or transmission, computer virus or other harmful
components, loss of data, communication line failure, unlawful third party conduct, or theft,
destruction, alteration or unauthorized access to records
Defamatory, threatening, offensive or unlawful conduct of third parties
A breach by us of our Privacy Policy


No Advice Given
If you require specific advice for your individual circumstances consult an appropriate expert directly.
Contact details for MMTB Pty Ltd offices are provided on this site.
Do not rely on general material provided on this site.


Indemnity
You indemnify us, our affiliates and our respective employees, agents, third party content providers and
licensors from and against all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage
(including legal fees on a full indemnity basis) incurred or suffered by us as a direct or indirect consequence
of you (or, where applicable by any other person using your username and password) using this site.

Without limiting the preceding paragraph, you indemnify us for any of our loss incurred by virtue of any breaches
of third parties' intellectual property rights as a direct or indirect consequence of you (or, where applicable by any
other person using your username and password) using this site.


Copyright and Intellectual Property Notices
© Copyright MMTB Pty Ltd. (ABN 48 154 810 858). All rights reserved.
No trademark of ours (whether registered or otherwise) may be used without our prior, specific, written permission.

Other product names and images on this site may be trademarks or registered trademarks of ours, our affiliates or
third parties (including advertisers, sponsors and customers). The use or misuse of these trademarks, except as
expressly authorized, is prohibited.

The use by us of a trademark on this site is not intended to indicate any association with or endorsement
of the owner of the trademark.


Feedback

If you send us any feedback or suggestions regarding our site and/or our business you agree that we can use
and adapt any ideas, concepts, techniques, words or images contained in the feedback or suggestions for any
purpose and without restriction or compensation.

If you think this is an infringement of your copyright we take these issues very seriously so please contact us.


Lawful and Unlawful Use of this Site
You may only use this site for lawful purposes and for the purposes outlined and authorized in this site
(including in these terms and conditions).

If any part of the site requires you to provide a username and password in order to access or use any part of this site,
you must keep your username and password confidential and not provide them to anyone other than us.

You must not, without written permission, exploit any of our site materials for commercial purposes.


Cooperation with Authorities
We reserve the right to cooperate fully with any law enforcement authority in any jurisdiction in respect of a lawful
direction or request to disclose the identity or any other information about anyone posting materials which the authorities
deem violates any applicable law.


Privacy Policy
MMTB Pty Ltd (ABN # 48 154 810 858) (also we, us and our) respects the privacy and security
of personal information supplied to us. This includes your name, street and email addresses, billing information, click through
activity and any other personal information you may provide to this site.


Your Personal Information

We are the sole owner of the information collected on this site. We will not sell, share or rent this information to others
in ways other than what is disclosed in this policy.


Personal Identification Information
We explicitly ask when we need information that personally identifies you. The information we collect might include name,
contact details, other identifying information, details of personal interests or other relevant information.


Cookies
Cookies are pieces of information that a website can transfer to an individuals computer hard drive for record purposes.
Cookies can make using our site easier by storing information about your preferences on a particular website.
This will enable you to take full advantage of the services that this site offers. Cookies alone do not personally
identify users, only machines.

Most Internet browser are preset to receive cookies however if you do not wish to receive cookies adjust your browser
to refuse or warn when cookies are being used.


The Use of Your Personal Information
We keep a database of customers and registered users for internal purposes. The database is only used for direct dealings
with our customers. The database is not otherwise sold or made available to third parties.


Security of Your Personal Information
The information you provide to us is kept in a secure environment accessed only by authorized people.
All of our employees are aware and kept up-to-date with our security and privacy policies.


Accessing, Correcting or Updating Personal Information
You can contact us at anytime to review, correct or update your personal information. However, for security reasons you
will need to verify your identity to our satisfaction before we can release this information to you.

Legal Liability

By accessing and using our site you agree to certain releases and disclaimers concerning our possible legal liability to you.
We encourage you to read our Disclaimer, Legal Notices and Acceptable Use Policy.

Contact Us
If you have any questions, queries or concerns regarding this policy please contact us All contact details can be found within the site.

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